Bank Talk is a blog about the alternative financial products that serve the un-banked population in America. The FDIC says that about 40 million Americans live in households without a bank account. Both the scale and the pace of product innovation make this sector an interesting place to explore. Bank Talk is differentiated by its sourcing and its style of writing. It draws heavily from corporate filings and economic data but always strives to express those ideas in simple language.
Common topics include:
- The Unbanked
- Payday Lending
- The Community Reinvestment Act
- High-Cost Consumer Finance
- Student Loans
- Credit Insurance
Bank Talk is written by Adam Rust, the Research Director here at Reinvestment Partners. Email Adam.