For most families, the decision to buy a home constitutes the most important financial decision of their life. Building equity through homeownership forces a family to save. Ideally, homeownership helps a family build an important asset. This is why the ability to access safe mortgage products is so important.
Reinvestment Partners has worked to develop lending agreements with banks that have helped to secure $40 billion in capital for home mortgages for low-income and minority borrowers. Today, our advocacy continues. From 2007 to 2012, Reinvestment Partners has worked with a team of partners across the country to develop the Paying More for the American Dream series.
-
Racial Disparities in FHA/VA Lending
-
The Persistence and Evolution of the Dual Mortgage Market
-
The Decline of Prime Mortgage Lending in Communities of Color
-
Promoting Responsible Lending to Lower-Income Communities and Communities of Color
-
The Subprime Shakeout and Its Impact on Lower-Income and Minority Communities
-
A Multi-State Analysis of Higher Cost Home Purchase Lending
HMDA Reform
Reinvestment Partners engages in a discussion to reform the Home Mortgage Disclosure Act (HMDA).
-
Read Adam Rust’s comments made to the Federal Reserve Bank of Atlanta in the summer of 2010.
-
Read Rust’s 2009 paper, published by the Federal Reserve Bank of Boston and of San Francisco.
